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Benefits and Wellness at NSU

Our mission is to provide reliable information and expertise in a caring, professional, and confidential way as we empower our fellow sharks, both active and retired, to make educated benefit decisions that increase their physical, emotional, and financial well-being.

Meet the team focused on helping you get the most out of your benefits!

  • Diane Emery - Managing Director, Total Rewards
  • Joshua Appelt - Manager, Employee Benefit Programs
  • Douglas Pachay - Senior Retirement Plan Administrator
  • Ronenia Jenkins - Employee Wellness Program Administrator
  • Patricia Shim - Benefits Specialist
  • Ermithe Fleurjuste - Total Rewards Coordinator

Follow the Benefits and Wellness team on Instagram @NSUBenstagram and check out our Benefits and Wellness YouTube Channel for benefit updates, video tutorials, and more.  

Looking for a summary of the amazing benefits available at Nova Southeastern University? Download the Summary of Employee Resources and Benefits at NSU. 

Benefits 101: Online Information Sessions

Register for an Online Information Session

Do you have questions about how to access and use your benefits as an NSU employee? Do you need help navigating the ICUBA Benefit Portal, searching for in-network providers, or accessing the My Retirement Manager portal? If you do, then we can help!  The Benefits and Wellness Team is proud to host monthly Online Benefit Information Sessions to help you learn more about the benefits available to you as a valued member of the NSU team!   

If you have a question, suggestion, or topic you would like to submit for discussion during the next session, then please take a moment to submit the online form linked below.  The Benefits and Wellness team will review your submission and do our best to include it in the next session.

Submit a question, suggestion, or topic for discussion during the next session.

Register for an Online Information Session
ICUBA Newsletter: September 2018

Employee Benefits at a Glance

Employee Wellness

Education. Support. Empowerment. These three components are critical to the success of the Employee Wellness Program as we endeavor to help the NSU Community make healthy lifestyle choices while taking a proactive approach to personal well-being.

The Employee Wellness Program provides resources and educational opportunities focused on the complete integration of physical, mental, and spiritual well-being.  Social, emotional, spiritual, environmental, occupational, intellectual, and physical well-being are all considered in our holistic approach to wellness.

Visit our Employee Wellness Page for more information.

Employee Wellness at a Glance
Medical Insurance

At NSU, you can choose between three different PPO medical plans from ICUBA, administered by BlueCross BlueShield. Prescription Pharmacy Benefits from OptumRx and Behavioral Health Benefits from Aetna accompany your medical insurance election but are administered separately. NSU also provides a Health Reimbursement Account (HRA), accessible using the ICUBA MasterCard, to each employee enrolled in an NSU/ICUBA Medical Insurance plan!

HRA funds can be used to offset out-of-pocket costs for eligible medical, dental, and vision care expenses for covered members. HRA contributions begin at the end of your second month of participation in an ICUBA medical insurance plan and continue as long as you remain enrolled! 

Medical Plans at a Glance
Emergency Travel Assistance

Eligible employees automatically receive access to travel assistance services provided by On Call InternationalOn Call International is a 24-hour, toll-free service that provides a comprehensive range of information, referral, coordination and arrangement services designed to respond to most medical care situations and many other emergencies you may encounter when you travel more than 100 miles from your home.

er_travel_card_18.jpg

Download the Emergency Travel Assistance flier. 

Prescription Pharmacy Benefits

Prescription Pharmacy Benefits accompany your Medical Insurance election but are administered separately by OptumRx. Be sure to bring your OptumRx card when going to a new pharmacy, prescription benefits cannot be verified with your BlueCross BlueShield card. 

If you are covered under an NSU medical insurance plan you can fill your preferred generic prescriptions at the NSU Clinic Pharmacy at no cost! The NSU Clinic Pharmacy is located at 3200 S. University Drive on our Fort Lauderdale campus. For more information call the NSU Clinic Pharmacy at 954-262-4550.

Employees and their family members covered under an ICUBA medical insurance plan also have access to the ICUBAcares Pharmacist Advocate at no cost!  The ICUBAcares Pharmacist can help with prior authorizations, step therapy, and much more. For more information call the ICUBAcares Pharmacist toll free at 877-286-3967. 

Behavioral Health Benefits

Behavioral Health & Substance Abuse benefits accompany your Medical Insurance election but are administered separately by Aetna.  Be sure to bring your Aetna card when going to a new provider, Behavioral Health & Substance Abuse benefits cannot be verified with your BlueCross BlueShield card. Aetna, Resources for Living also administers the Employee Assistance Program (EAP), free for all NSU employees! 

NSU employees can call 877-398-5816 to access Behavioral Health services and the EAP!

Option 1 after the prompt for the Employee Assistance Program

Option 2 after the prompt for Behavioral Health & Substance Abuse Services

Dental Insurance

At NSU, you can choose between three different Humana Dental insurance plans from ICUBA.

The Dental HMO (CS250) plan is only available in Florida and has copays for scheduled services. Selecting an in-network dentist is required when enrolling in the DHMO plan. 

The Preventive Plus PPO plan provides Preventive and basic services only with no network restrictions

The PPO High Dental Coverage Plan provides preventive, basic, & major services as well as coverage for adult and pediatric orthodontia with no network restrictions.

Dental Insurance Summaries

Humana Dental Summary (English)

Humana Dental Summary (Spanish)

Vision Insurance

At NSU, there are two EyeMed Vision Insurance plans available from ICUBA. 

The Base Vision plan covers vision exams every 12 months, frames every 24 months or contact lenses every 12 months with a $100 retail allowance. 

The Enhanced (Buy-Up) Vision plan covers vision exams every 12 months, frames every 12 months or contact lenses every 12 months with a $130 retail allowance. 

Vision Insurance Summaries 

EyeMed Vision Summary (English)

EyeMed Vision Summary (Spanish)

Flexible Spending Accounts

Health Care Flexible Spending (HCFSA) and Dependent Care Flexible Spending (DCFSA) accounts are funds that you set aside from your paycheck before taxes are taken out. You can use your pre-tax flexible spending account dollars to pay for eligible expenses throughout the plan year for you, your spouse, and your eligible dependents. The Flexible Spending Account Benefit Plan year begins - April 1, 2018 and ends - March 31, 2019. You can Incur expenses until June 15, 2019 and have until June 30, 2019 to file any unclaimed expenses. 

How do HCFSA elections work?

You make an annual healthcare flex spending election that is deducted from your paycheck through the benefit plan year. Your HCFSA funds are advanced once your make an election and you have access to those funds for immediate use for eligible medical expenses. 

How do DCFSA elections work?

You make an annual dependent care flex spending election that is deducted from your paycheck through the benefit plan year. Your DCFSA funds are made available each pay period when the deduction is taken from your paycheck and can be used for eligible dependent care expenses that you have already incurred. You cannot prepay for services with your available DCFSA funds. 

FSA and HRA Eligible Expenses

HRA and FSA at a Glance
Retirement Savings

When do you get the Match?

Employees who are eligible, working 19.2 hours or more per week, have attained age 21, and have completed one year of service at Nova Southeastern University are eligible to receive basic and  matched contributions in the 401(k) Safe Harbor Retirement Savings Plan at Nova Southeastern University. Eligible employees can enroll on the first of the month following their one-year employment anniversary.

Savings  are tax deferred until you take a withdrawal and you are not taxed on the funds until then!

Annual contribution limits for 2018 are $18,500, or $24,500 if you are age 50 or older.

Valic and TIAA are NSU's retirement plan vendors.

Employees at NSU can maximize retirement savings by contributing on a non-matched (supplemental) basis as early as the first of the month following their date of hire!

 Visit our Retirement Savings web page for more information. 

401k Match at a Glance
Becoming Eligible for Medicare

Good news! If you are covered under an NSU/ICUBA medical insurance plan and become eligible for Medicare you can remain covered as long as you remain employed in a benefit eligible position working 28 hours (or more) per week!

Most employees will not be penalized for enrolling in Medicare Part B after age 65.  For more information, call Medicare at 1-800- MEDICARE (1-800-633-4227) or visit their web site at www.medicare.gov and make an appointment with a Medicare Specialist. 

More resources are available on our Medicare web page. 

Becoming Eligible for Medicare
Aflac Personal Insurance

Aflac coverage is available to complement your current benefits and fill gaps in coverage.  Full policy benefits are payable regardless of other coverage at NSU.  Aflac coverage is available for short term disability, hospitalization, accidents, and cancer. 

For more information contact NSU's independent Aflac representative:

Joe Evans by phone at 954-560-6000 or by email at EvansFin@bellsouth.net.
Aflac Personal Insurance
LegalShield and IDShield

LegalShield provides legal and identity protection and restoration services to more than 3.5 million individuals throughout the United States and Canada.  Enrolled members can talk to a lawyer on any personal legal matter, no matter how big or small, all without worrying about high hourly costs. With IDShield provided by LegalShield covered employees can take advantage of their expertise in safeguarding and restoring your identity.

For more information, contact your independent LegalShield representative:

Kelley Kaupas-Rheault by phone at 954-214-0327 or by email at kelley@akasolutionsinc.com.

LegalShield and IDShield
Life and Disability Insurance

NSU's Short Term Disability Program

The Short Term Disability program is sponsored by NSU and designed to provide reduced salary for eligible employees who are disabled for seven (7) or more days and unable to perform their job.  This benefit runs concurrent to Family Medical Leave for eligible employees and requires employees to have exhausted any available paid time off prior to receiving benefits under the program.

Long Term Disability Insurance

Long Term Disability is an insurance product designed to provide reduced salary benefits to eligible participants who become totally disabled under the terms and conditions of the Program.

Basic Life and Accidental Death Insurance

Basic Life Insurance is the equivalent of an employee’s annual base salary (does not include overtime or overload).

Optional Life Insurance (Term and/or Whole)

Group Term Life Insurance is available from Reliance Standard and Group Whole Life Insurance is available from MassMutual. 

Employees are eligible after 90 days of employment when working 19.2 hours or more per week in an eligible position.

Life and Disability Insurance
Tuition Waiver and Reduction

Tuition waiver benefits are available for all eligible employees who have successfully completed six months of continuous employment at NSU. Tuition reduction benefits are available to qualifying family members of eligible employees who have successfully completed six months of continuous employment and to certain vendor employees who are contracted through the Business Services or Facilities Management Department.

 

Tuition Waiver Quick Reference Guide

Accessing the form in SharkLink

Creating and submitting your Tuition Waiver

Creating and submitting dependent Tuition Waivers

Supervisor review and approval

 

For more information about eligibility for tuition waiver please review the Tuition Waiver/Tuition Reduction Policies in the Employee Policy Manual online.

Tuition Waiver and Reduction
Employee Discounts

Nova Southeastern University provides employees with exclusive, member-only discounts and corporate rates on everything from pizza and the zoo, to movie tickets and hotels! 

Abenity Concierge is an optional member perk with an annual fee of $99. The concierge service provides daily personal assistance to help you with all of the little details in life!

Watch the Abenity Concierge YouTube video for details.

Employee Discounts

Don't Forget!

The Benefit Plan Year at NSU begins on April 1 and ends on March 31 the following year, deductible and out-of-pocket limits are reset annually on April 1.

New elections or election changes for medical, dental, vision, flexible spending, optional life insurance, Aflac, and LegalShield are made through the ICUBA Enrollment Portal at http://icubabenefits.org.

New employees must make elections or waive coverage within 30 days of their date of hire. Current employees experiencing a qualifying status change (life event) must request changes within 30 days of the event and upload documentation to their Employee File to support the change in status.

Dependent verification is required for dependent children, spouses, or domestic partners when being added to employee benefits through NSU/ICUBA. 

 

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