Mon-Fri 8:30 a.m. - 5:00 p.m.
NSU Student Health Insurance
for questions regarding charges and waivers
for questions regarding benefits, coverage, health discounts, and finding a provider
for questions regarding the Voluntary Comprehensive Plan (not the mandatory NSU Student Plan)
Students enrolled in certain Nova Southeastern University (NSU) programs are required to carry adequate health insurance coverage. Generally, this applies to most programs in the Health Professions Division (HPD), all Traditional Undergraduate Day Students, all on-campus residential students (including graduate students), and full-time students in the J.D. Law program.
If you are a student in a mandatory program, you will automatically be enrolled in the NSU Student Health Insurance Plan, and your student account will be charged accordingly. If you are insured under another insurance plan, you must opt out of the NSU Student Health Insurance Plan each academic year by the given waiver deadline for your program. The effective dates for coverage under the NSU Student Health Insurance Plan will coincide with the academic year, not the calendar year.
*2017-2018 insurance rates include a $70 administrative fee per academic year/student.
Insurance cards will not be mailed out. Students may print a paper insurance card by following the steps below:
You may also request to have a card mailed to you by calling Aetna Member Services at 877-480-4161.
IMPORTANT: Before receiving medical care with a Tier II or Tier III provider, covered students must contact the NSU Student Health Center. If a covered student does not obtain the necessary referral for treatment, no benefits will be payable. Students are also required to follow up with the NSU Student Health Center to obtain a referral if the provider the student was originally referred to would like the student to see a different provider for the same condition.
Referral is NOT required for the following exceptions:
There may be other treatments for which students do not need referrals. Please refer to the Plan Design and Benefits Summary for more information.
The NSU Student Health Center is staffed by board-certified physicians and physician assistants who provide primary care services including:
Students graduating or otherwise leaving school whose 2016-2017 student health insurance coverage is terminating may elect to purchase a continuation option that will provide an additional three months of coverage based on the 2017-2018 policy year benefits. Please note that if you graduated in May, your plan will continue to cover you until the end of your academic program year in July or August. If you want to extend your coverage beyond that, you will be eligible for the continuation option, which can cover you for up to an additional three months.
Please read the following important information prior to electing to enroll:
Apply for the Three-Month Continuation Option
The waiver deadline for the Winter 2018 semester/term for all programs is February 1, 2018.
Complete the online waiver
If you are a student in a mandatory program, you will automatically be enrolled in the NSU Student Health Insurance Plan, and your student account will be charged accordingly. If you are insured under another insurance plan, you must opt out of the NSU Student Health Insurance Plan each academic year by the given waiver deadline for your program.
In order to be eligible to opt-out of the NSU Student Health Insurance Plan, your insurance must meet the criteria listed below:
Out-of-state Medicaid, state children's health insurance plans, HMOs, and Kaiser Permanente plans may not cover non-emergency care in this area. If this is the case, you will not qualify for a waiver. Please contact your medical insurance carrier to confirm that your insurance covers non-emergency care and that you have a deductible small enough to allow you to afford your portion of the bill.
In order to access the online waiver, you must be registered for the academic year for which you are seeking to waive coverage. Please note the waiver can only be completed online.
If your waiver has been denied, and you believe that your insurance coverage meets the above waiver requirements, you may submit an appeal by emailing firstname.lastname@example.org. Please be sure to include your name, NSU ID number (N number), and NSU student email.
If you wish to enroll in the NSU Student Health Insurance Plan after a waiver has been approved, you may do so within 30 days of experiencing a qualifying life event (i.e. involuntary loss of coverage) within your academic year. Please contact NSU Student Health Insurance via email email@example.com if you wish to reverse your waiver.
International students in any of the above mentioned mandatory populations are automatically enrolled in the NSU Student Health Insurance Plan, and their student accounts are charged accordingly. International students living on campus are also required to carry adequate health insurance and will automatically be enrolled in the NSU Student Health Insurance Plan. This is a university requirement, not a visa requirement. Detailed information on required documentation for visiting scholars is available on the Office of International Affairs website.
The Voluntary Comprehensive Plan is intended for students and their dependents who have no other health insurance coverage. It meets the minimum essential coverage requirements set forth under the Affordable Care Act as well as J-1 visa requirements for international students and includes a benefit to cover InterCollegiate sport injuries.
For more information on the Voluntary Comprehensive Plan, including benefits and plan documentation, visit http://NOVA.MyStudentbenefit.com.
Please note, this plan is not underwritten by Aetna nor is it the same as the NSU Student Health Insurance Plan. You may call the Student Educational Benefit Trust (SEBT) at 877-233-5159.