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Waiver Information

The waiver becomes available once registration for each semester/term opens.

In order to be eligible to opt-out of the NSU Student Health Insurance Plan, your insurance must meet the criteria listed below:

  1. The claims administrator of your insurance plan must be based in the United States with a U.S. telephone number and address for submission of claims. 
  2. The policy is not a traveling policy.
  3. The plan provides both emergency and non-emergency health care and mental health benefits within your local NSU campus area.
  4. The plan provides inpatient and outpatient mental health care and chemical dependency benefits comparable to the coverage provided by the NSU Student Insurance Plan.
  5. The plan provides coverage for prescription medication.
  6. The lifetime benefit is unlimited.

Out-of-state Medicaid, state children's health insurance plans, HMOs, and Kaiser Permanente plans may not cover non-emergency care in this area. If this is the case, you will not qualify for a waiver. Please contact your medical insurance carrier to confirm that your insurance covers non-emergency care and that you have a deductible small enough to allow you to afford your portion of the bill.


Complete the online waiver

In order to access the online waiver, you must be registered for the academic year for which you are seeking to waive coverage. Please note the waiver can only be completed online. 

If your existing health insurance does not meet all six waiver criteria your waiver will be denied.

If you believe that your insurance coverage does meet the waiver criteria, you must promptly submit a request to appeal. In order for your appeal to be considered, you must email your request and fulfill all further instructions within 72 hours of your waiver denial. Your request for appeal must be emailed to and must include your name, NSU ID number (N number), and NSU student email. Please note, you must request an appeal before your program’s waiver deadline. If your program’s waiver deadline has passed, your waiver will remain denied. 


If you wish to enroll in the NSU Student Health Insurance Plan after a waiver has been approved, you may do so within 30 days of experiencing a qualifying life event (i.e., involuntary loss of coverage) within your academic year. Please send an email requesting to (re)enroll in NSU's Student Health Insurance Plan to and include the following information: 

  • copy of your previous insurance's letter of termination
  • name
  • NSU ID
  • NSU email
  • semester
  • home address
  • date of birth
  • campus location
  • program
  • whether you are in your final year of study at NSU

Coverage period: After you enroll, you will have insurance coverage for the remainder of your program's academic year.

If you are experiencing technical difficulties with the electronic waiver application, try the following steps:

  • Ensure that you are able to log into your SharkLink account. If you need to retrieve your SharkLink identity, visit My NSU Identity.
  • Use a laptop or desktop.
  • Do not use Safari. Try a different browser, such as Firefox.
  • Clear the history, cookies, cache, and data off the internet browser.
  • Wait 24-48 hours to repeat these steps.
  • If you are receiving the message “You must be registered for courses in the academic year for which you are seeking to waive the NSU Student Health Insurance,” login into SharkLink to see if you have been charged for the NSU Student Health Insurance. If you do not see a charge, you do not need to complete an electronic waiver.
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