Aflac Group Plans

Accident Insurance

The Voluntary Accident Plan is designed to help cover the expenses associated with an accidental injury such as a medical plan deductible. Accident pays direct cash benefits for emergency treatment, hospitalizations, specific injury treatments, diagnostic exams and accidental death.

Download Aflac Accident Insurance Summary

Critical Illness Insurance

The Voluntary Critical Illness coverage is designed to pay cash in the event you or a covered family member is diagnosed with a critical illness such as cancer, heart attack, stroke, kidney failure, benign brain tumor, loss of hearing or sight due to a severe medical condition or Alzheimer's. Critical illness helps protect your income and personal assets when out of pocket expenses increase as a result of a specified critical illness.

** Children are automatically covered at 50%

**Benefit restrictions will apply for cancer treatments or diagnosis in the prior 12 months.

** Rates will vary depending on your selected coverage and will be available during your enrollment process.

DOWNLOAD Aflac CRITICAL ILLNESS SUMMARY

Hospital Indemnity Insurance

An unexpected or even planned stay in the hospital can be expensive as you meet your deductible and out-of-pocket obligations under the medical plan. The Hospital Indemnity plan is designed to provide financial protection by paying you a direct benefit to meet out-of-pocket expenses and extra bills that may occur. Lump sum benefits are paid directly to you based on the type of facility and number of days of confinement.

• Guarantee issue ( no medical questions)
• No pre-existing condition limitation
• Portability is included

 Download Aflac Hospital Indemnity Insurance Summary

HOW TO FILE AN AFLAC CLAIM 

Employee Voluntary Life Insurance with Lincoln Financial

You may purchase this coverage in increments of $10,000 up to a maximum of $500,000. Evidence of Insurability (EOI) is required for amounts above $300,000 and must be approved by Lincoln Financial Group. Age reductions apply at ages 65 and 70.

Dependent Voluntary Life Insurance

You may purchase Dependent Life Insurance for: Spouse or Domestic Partner, and children. The spouse benefit is $30,000 and the Child coverage is equal to $10,000 (for ages 14 days to 6 months, the coverage is $500).  Age reductions apply at age 65 and 70.

 ** Rates will vary depending on coverage election and will be available during your enrollment process through the ICUBA Enrollment Portal

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