It is very important to maintain good credit. By being careful in how you spend your money, buying items that you can afford, and using cash whenever possible, you can avoid going into debt. Remember:
When you overspend or get into debt, it may affect your future. Adverse credit may affect your chances when you want to buy a house, a car, or request a loan. Be a smart consumer. Your future may depend on it!
The following websites contain information on credit and allow you to obtain your credit report: