Top of Page
Skip main navigation

Student Health Insurance Waiver

In order to opt-out of the NSU Student Health Insurance Plan, your insurance plan must offer equivalent or greater coverage provided by the NSU Student Insurance Plan. Your insurance plan must meet all six requirements listed below established in accordance with the Affordable Care Act.

1.The insurance policy is based in the United States with an U.S. telephone number and billing address.

  • Must be able to provide an insurance card with an U.S. insurance provider, telephone number and claims billing address.

2.The policy is not a traveling policy. Travel policies are created for international students traveling to the U.S. but have limited health insurance coverage.

3.The insurance plan must provide primary care, specialty care, urgent care, emergency care, and mental healthcare within 25-mile radius of registered NSU campus or near place of residence for online registered students. 

  • Out-of-state coverage for emergency care and urgent care only is not sufficient. 
  • Out-of-state Medicaid, state children's health insurance plans, HMOs, and Kaiser Permanente plans may not cover non-emergency care out of the designated state and will not be sufficient coverage. 
  • Accepted insurance plans contracted with NSU Health Care Clinics. 

4.The plan provides inpatient and outpatient mental health care and chemical dependency benefits.

5.The plan provides coverage for prescription medication.

6. The lifetime benefit is unlimited. 

In order to access the waiver, you must be registered and charged for student health. Log into NSU eBill  to monitor your student account. An approved waiver is not a guarantee of approval as it will be audited for accuracy.


Waivers must be completed by your program's deadline . If you miss the deadline, you will remain enrolled in the Student Health Insurance Plan for the full semester/term, and you will be responsible for payment. You will have another opportunity to opt out for the next semester/term by the next waiver deadline.

If your existing health insurance does not meet all six waiver criteria your waiver will be denied. If you believe that your insurance coverage does meet the waiver criteria, you must promptly submit a request to appeal.

In order for your appeal to be considered, you must email your request and fulfill all further instructions within 72 hours of your waiver denial.

Your request for appeal must be emailed to Please include the following information:

  • Student Name
  • Date Of Birth
  • NSU ID Number (N number)
  • NSU Student Email Address
  • A Copy Of The Front and Back Of Your Insurance Card

Please note, you must request an appeal before your program’s waiver deadline. If your program’s waiver deadline has passed, your waiver will remain denied. 

If you wish to enroll in the NSU Student Health Insurance Plan after a waiver has been approved, you may do so within 30 days of experiencing a qualifying life event (i.e., involuntary loss of coverage) within your academic year.

Your request to enroll must be emailed to Please include the following information: 

  • A copy of your Letter of Termination (Student’s must contact their pervious insurance provider to obtain a copy of this letter).
  • Student Name:
  • Date of Birth:
  • NSU ID number (N number):
  • NSU Student Email Address:
  • Contact Number:
  • Home Address:
Please note an insurance representative will contact you via email to further complete enrollment process. After you enroll, you will have insurance coverage for the remainder for your program's academic year.

If you are experiencing technical difficulties with the electronic waiver application, try the following steps:

  • Use a laptop or desktop.
  • Do not use Safari. Try a different browser, such as Firefox.
  • Ensure that you are able to log into your SharkLink account. If you need to retrieve your SharkLink identity, visit My NSU Identity.
  • Clear the history, cookies, cache, and data off the Internet browser.
  • Wait 24-48 hours to repeat these steps.
Return to top of page