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Life Insurance and Disability Benefits

The following benefits are provided by NSU at no cost to eligible employees who work 19.2 hours or more per week and complete 90 days of employment.

Short Term Disability (STD) is a self-funded program designed to provide short term payments to eligible employees under the terms and conditions of the program in accordance with NSU policy. The program is administered by NSU the university’s designated leave administrator.

Long Term Disability (LTD) is a Group benefit purchased for eligible employees designed to provide long term payments to eligible participants who become totally disabled under the terms and conditions of the program. LTD is administered by Reliance Standard.

Basic Life and AD&D Insurance are provide at no additional cost and are the equivalent of an employees base annual salary (not including overtime or overload payments). 

Short Term Disability Program

Short Term Disability (STD) is available for eligible employees working 19.2 hours or more per week at NSU and who have successfully completed 90 days of employment.

STD is provided by NSU at no cost to employees, no action is required to participate in this program.

STD is a self-funded program (not an insurance product) designed to provide reduced salary benefits to eligible participants under the terms and conditions of the Program in accordance with NSU policy. The program is administered by NSU by the university’s designated leave administrator.

Download the Short Term Disability Program Summary

Long Term Disability Insurance

Long Term Disability (LTD) is available for eligible employees working 19.2 hours or more per week at NSU and who have successfully completed 90 days of employment.

LTD is provided by NSU at no cost to employees, no action is required to enroll in this benefit.

LTD is an insurance product designed to provide reduced salary benefits to eligible participants who become totally disabled under the terms and conditions of the Program. LTD is administered by Reliance Standard.

Download the Group Long Term Disability Certificate

Basic Life Insurance

Basic Life and Accidental Death & Dismemberment (AD&D) Insurance provided to employees working 19.2 hours or more per week.

Basic Life Insurance and AD&D are provided by NSU at no cost to employees, no action is required to enroll in these benefits.

Employees working 19.2. hours or more per week are provided with Basic Life and AD&D at no cost. Basic Life Insurance is the equivalent of an employee’s annual base salary (does not include overtime or overload).

Download the Optional Term Life Certificate of Insurance

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