Puerto Rico Healthcare Options
Medical Plans
Eligible employees and dependents who reside in Puerto Rico have access to world-class medical and dental coverage available through Triple-S Salud, Blue Cross Blue Shield of Puerto Rico.
Employees have 30 days to enroll in benefits from the date of hire, and benefits will start the 1st of the month coincident with or following the date of hire.
2022 Rates
| Tier | Monthly Employer Contribution | Monthly Employee Contribution |
| Employee Only | $286.90 | $0.00 |
| Employee + 1 | $544.92 | $28.68 |
| Employee + Family | $561.56 | $99.10 |
2023 Rates (Starting on January 1st)
| Tier | Monthly Employer Contribution | Monthly Employee Contribution |
| Employee Only | $300.06 | $0.00 |
| Employee + 1 | $568.15 | $29.90 |
| Employee + Family | $586.55 | $103.50 |
Download the 2023 Plan summary
NEW FOR 2023! Starting January 1st 2023, eyeglasses/lenses will be available once a year
Voluntary Benefits through ICUBA
Puerto Rico employees are eligible for additional voluntary benefits which are managed through ICUBA, our benefit products manager. These benefits include:
- Aflac Group Plans: Plans to complement your current benefits and fill gaps in coverage.
- Optional Life Insurance: Voluntary life insurance provided by Lincoln Financial Group.
To enroll, log in to the ICUBA portal here.
(Please note that optional life insurance benefits has a waiting period of 90 days from your hire date)
Additional Benefits
- Short Term and Long Term Disability coverage are available for employees who reside in Puerto Rico. For more information, e-mail the benefits department at loa@nova.edu
- Employee Assistance Program (EAP) administered by Aetna. The EAP is a confidential, free resource for you and every member of your household to help you with small issues, big problems and everything in between.
Retirement Plans
Please visit the NSU Puerto Rico 401(k) Plan page for more details.
Qualifying Life Events
There are special circumstances which may allow you to make mid-year benefit election changes, referred to as Qualifying Life Events. These can include, but are not limited to, changes in your eligibility, changes in your marital status, changes in your number of eligible dependents (birth/adoption), changes in spouse/dependent eligibility such as their gain or loss of other qualified coverage, and certain changes in your employment status.To initiate a Qualifying Life Event, please contact Vanessa Blanco at vblanco@nova.edu
Note: Life events MUST be processed through NSU and not directly with Triple-S
For more information on enrolling for benefits, please contact Vanessa Blanco, Director of NSU Puerto Rico campus at vblanco@nova.edu
Separating from NSU
Separating from NSU
Whether you are leaving NSU to pursue new opportunities or retiring, there are a few things you should know about your benefits once your employment ends. Below you'll find information and resources to help you navigate your benefits when separating service from the university.
- Most of your benefits will end at midnight on the last day of the month during which the termination occurs. You will be billed for the full month's premiums. Income Protection coverage (Basic and Voluntary Life/AD&D, Disability) ends on the date of termination.
- You will be e-mailed the Triple-s disenrollment form to be signed and e-mailed back.
- Notification for eligibility to continue coverage under the provisions of the Consolidated Omnibus Budget Reconciliation Act (COBRA) will be sent to you via US Mail within 14 days of your last date of employment.