Aflac Group Plans
The Aflac Group plans are available to complement your current benefits and fill gaps in coverage. Full policy benefits are payable regardless of other coverage at NSU. The Group Aflac coverage is available:
The Voluntary Accident Plan is designed to help cover the expenses associated with an accidental injury such as a medical plan deductible. Accident pays direct cash benefits for emergency treatment, hospitalizations, specific injury treatments, diagnostic exams and accidental death.
COVERAGE |
MONTHLY RATES |
Employee |
$10.35 |
Employee and Spouse |
$17.76 |
Employee and Child(ren) |
$20.43 |
Family |
$27.84 |
An unexpected or even planned stay in the hospital can be expensive as you meet your deductible and out-of-pocket obligations under the medical plan. The Hospital Indemnity plan is designed to provide financial protection by paying you a direct benefit to meet out-of-pocket expenses and extra bills that may occur. Lump sum benefits are paid directly to you based on the type of facility and number of days of confinement.
- Guarantee issue ( no medical questions)
- No pre-existing condition limitation
- Portability is included
COVERAGE |
MID |
LOW |
Employee |
$12.72 | $7.32 |
Employee and Spouse |
$25.64 | $15.74 |
Employee and Child(ren) |
$20.04 |
$12.44 |
Family |
$32.96 | $20.86 |
The Voluntary Critical Illness coverage is designed to pay cash in the event you or a covered family member is diagnosed with a critical illness such as cancer, heart attack (Myocardial Infarction), stroke - kidney failure (End-stage renal failure), major organ transplant - bone marrow transplant (stem cell transplant), sudden cardiac arrest, coronary artery bypass surgery, non-invasive cancer, or skin cancer. Critical illness helps protect your income and personal assets when out-of-pocket expenses increase as a result of a specified critical illness.
BENEFIT HIGHLIGHTS |
| $10,000 benefit for employees on a guarantee issue basis (no health questions) |
| No pre-existing condition limitation** |
| The ability to collect 100% of enrolled benefit amount for different diagnosed illnesses and recurrence of the same condition |
| Pays a lump sum benefit tax-free regardless of any other insurance you may have |
| Eligibility is employee and spouse and children up to the age of 26 |
** Children are automatically covered at 50%
**Benefit restrictions will apply for cancer treatments or diagnosis in the prior 12 months.
** Rates will vary depending on your selected coverage and will be available during your enrollment process.