Medical Plans for NSU Employees
Note: Blue Cross Blue Shield medical plans are available for U.S. residents only (Excluding Hawaii)
At Nova Southeastern University, your well-being is our highest priority. We offer two ICUBA PPO medical plans, both administered by Blue Cross and Blue Shield (BCBS), designed to provide comprehensive, flexible coverage tailored to meet the diverse needs of you and your family.
Enrollment in these plans unlocks a wide range of benefits, including pharmacy services, behavioral health coverage, automatic enrollment in a Health Reimbursement Account (HRA), and much more. For a detailed overview of the benefits, please refer to the list below.
2024-2025 Medical Plan Premiums
Review the plans below for details on the current monthly premiums, HRA contributions, and coverage information.
| 2024 -2025 High Deductible PPO Plan
(Effective April 1, 2024 until March 31, 2025) |
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| Monthly Employee Premium | Monthly Employer Contribution | HRA Contribution | |
| Employee | $110 | $700 | $60 |
| Employee + Spouse | $670 | $1,055 | $120 |
| Employee + Child(ren) | $240 | $931 | $120 |
| Employee + Family | $680 | $1,280 | $120 |
| Dual Enrolled Family* | $344 | $1,616 | $180 |
| 2025-2026 High Deductible PPO Plan
(Effective April 1, 2025 until March 31, 2026) |
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| Monthly Employee Premium | Monthly Employer Contribution | HRA Contribution | |
| Employee | $130 | $763 | $60 |
| Employee + Spouse | $738 | $1,163 | $120 |
| Employee + Child(ren) | $264 | $1,026 | $120 |
| Employee + Family | $750 | $1,410 | $120 |
| Dual Enrolled Family* | $380 | $1,780 | $180 |
- Upon enrollment, the following ID cards will be mailed to the address on your ICUBA profile:
- BCBS (For medical and pharmacy)
- Aetna (For Behavioral Health)
- Note: Starting April 1st, 2025, BCBS will manage behavioral health services instead. Aeta cards will not be mailed when enrolling in benefits after 4/1/2025.
- Ameriflex Debit Card (For HRA & any of the FSA's)
- The first HRA funding will occur at the end of the second month after enrolling in the plan.
- The Dual Enrolled Family tier is for married employees who are both benefits eligible NSU employees and who cover themselves AND at least one child as a dependent.
| 2024 -2025 Preferred PPO Plan
(Effective April 1, 2024 until March 31, 2025) |
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| Monthly Employee Premium | Monthly Employer Contribution | HRA Contribution | |
| Employee | $126 | $690 | $60 |
| Employee + Spouse | $750 | $990 | $120 |
| Employee + Child(ren) | $510 | $961 | $120 |
| Employee + Family | $951 | $1,340 | $120 |
| Dual Enrolled Family | $620 | $1,671 | $180 |
| 2025-2026 Preferred PPO Plan
(Effective April 1, 2025 until March 31, 2026) |
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| Monthly Employee Premium | Monthly Employer Contribution | HRA Contribution | |
| Employee | $160 | $739 | $60 |
| Employee + Spouse | $826 | $1,091 | $120 |
| Employee + Child(ren) | $562 | $1,059 | $120 |
| Employee + Family | $1,048 | $1,477 | $120 |
| Dual Enrolled Family | $683 | $1,842 | $180 |
- Upon enrollment, the following ID cards will be mailed to the address on your ICUBA profile:
- BCBS (For medical and pharmacy)
- Aetna (For Behavioral Health)
- Note: Starting April 1st, 2025, BCBS will manage behavioral health services instead. Aeta cards will not be mailed when enrolling in benefits after 4/1/2025.
- Ameriflex Debit Card (For HRA & any of the FSA's)
- The first HRA funding will occur at the end of the second month after enrolling in the plan.
- The Dual Enrolled Family tier is for married employees who are both benefits eligible NSU employees and who cover themselves AND at least one child as a dependent.
2024-2025 Preferred PPO Plan Summary
2025-2026 Preferred PPO Plan Summary (Effective April 1st 2025)
Included Benefits - No Additional Enrollment Required
When you enroll in either of the BCBS medical plans, you automatically receive a wide range of comprehensive and valuable benefits at no extra cost.
- Behavioral Health Benefits: Access in-person counseling and virtual therapy and support for managing stress, anxiety, substance abuse, and more.
- Embold Health: Connect with top BCBS providers and enjoy 100% coverage without out-of-pocket costs.
- Health Reimbursement Account (HRA): An HRA is an employer-funded account that reimburses you for eligible medical expenses, helping to offset healthcare costs not covered by your insurance plan.
- Hinge Health: Experience personalized physical therapy and cutting-edge technology to help you manage muscle and joint discomfort.
- My Health Novel: Start your journey to better health with personalized wellness programs for achieving your goals, from weight loss to stress management.
- Prescription Pharmacy Benefits: Enjoy convenient access to prescription medications with flexible options for filling and refilling your prescriptions.
- Sanitas Medical Centers: Get comprehensive primary care and preventative health support at conveniently located medical centers.
- Lantern (Formerly known as Surgery Plus): Gain access to high-quality surgical care at no additional cost through a dedicated network of trusted providers.
- Personify Health (Formerly known as Strive powered by Virgin Pulse): Participate in wellness programs that promote healthy living and offer rewards for achieving your fitness goals.
- Teladoc: Access virtual health consultations with licensed doctors 24/7 for non-emergency medical concerns.
- Virta Health: Join a specialized program designed to help reverse Type 2 diabetes through sustainable lifestyle and dietary changes.
How to Request an Insurance ID Card
Once you’re enrolled in any of our medical pans, all ID cards will be mailed within 7-14 business days.
If you need an ID card sooner for an upcoming appointment, you can:
- Download an electronic copy through the BCBS My Health Toolkit Portal (SSN required).
- Request a physical card by calling BCBS Customer Service at 855-258-9029 or the BCBS Essential Advocate at 888-521-2583
If there’s a delay and you need care, you may pay out-of-pocket and submit a reimbursement request based on your plan coverage through the ICUBA Benefits Portal through Sharklink.
Insurance Updates
Medical insurance is typically updated at the end of the business day following your new hire enrollment or the approval of a life event by the Office of Human Resources.
For example, a life event approved on Friday will be updated in BCBS’s system by Monday, with coverage active on Tuesday (effective dates depend on submitted documentation).Have Questions?
BCBS - 24/7 Essential Advocate Line
855-638-5839
BCBS Customer Service Line
855-258-9029
BCBS - Find a PPO Network Provider
800-810-2583
Teladoc
800-835-2362
For general NSU benefits questions, please email loa@nova.edu.