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Health Care Coverage When Retiring

Welcome to the NSU Retiree Healthcare Coverage page! Here you'll find all the information you need regarding healthcare coverage after retiring from NSU. Whether you're exploring Medicare options or considering an ICUBA Medicare Supplemental Plan from AmWINS, we have the resources to help you make informed decisions about your healthcare coverage.

If at any time you have questions just email, we're here to help!

Note: Beginning April 1st, 2024, ICUBA has decided to terminate their ICUBA Retiree plan and only offer the following options:

AmWINS Supplemental Medicare Plan

When you retire, you have the option to enroll in an ICUBA Medicare Supplemental Plan from AmWINS, which will provide supplemental Medicare coverage at a lower cost.

You may review or download their coverage package HERE.

(Rates will be added April 1st, 2024)


You can enroll in a Medicare plan after retirement.

If you want to shop options, you can go to or contact SHINE (Serving Health Insurance Needs of Elders) at 954-745-9779 or by email at for free and confidential one-on-one assistance in Medicare, Medicaid, and health insurance questions.


You will be offered a Consolidated Omnibus Budget Reconciliation Act (COBRA) package which is automatic for benefits eligible employees separating from the university to continue your NSU benefits for up to 18 months.

Notification for eligibility to continue coverage under the provisions of the (COBRA) will be sent to you via US Mail within 14 days of your last date of employment directly from ICUBA's COBRA administrator.

Continuation of coverage under COBRA is retroactive but not seamless. Continuing insurance under COBRA is retroactive from your date of eligibility once you make an election and pay your premium, but you may experience a gap in coverage until your premium is paid. 

Download the 2023-2024 COBRA Premium info Sheet

Download the 2024-2025 COBRA Premium info Sheet

COBRA Questions? Contact ICUBA's COBRA Administrator.

PO BOX 2079
Omaha, NE 68103-2079
Phone: 866-377-5102, Option 1

Keep in Mind

Benefits at NSU end on your last day of employment. Electing coverage under COBRA or an ICUBA Retiree Health Plan is possible after your separation from NSU. You will have a gap in coverage until you make an election and submit premium payment to ICUBA’s COBRA or Retiree Health Plan administrator. 
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