Preferred Lender Lists Disclosures

To assist students in identifying reputable private lenders, NSU has established Preferred Lender Lists for the 2026-27 academic year.  The lenders on NSU's lists have undergone a rigorous vetting process following federal guidelines to ensure NSU students have access to lenders offering competitive interest rates, repayment terms, and other borrower benefits. Click here to learn more about how NSU selected the lenders on these lists, including the criteria and method used. 

Federal Direct Loan Availability

NSU encourages students and families to maximize their federal loan eligibility before utilizing private student loans to fund their education. Federal loans may offer benefits such as an income-driven repayment plan, fixed and often lower interest rates, and options for deferment or forbearance during financial hardship.  You can apply for federal loans by completing the Free Application for Federal Student Aid (FAFSA) each year. Continuing graduate students who qualify for the legacy provision under the Working Families Tax Cuts Act, formerly referred to as the One Big Beautiful Bill Act, and parents of undergraduate students may also be eligible for a PLUS loan. For detailed information including borrowing limits, visit studentaid.gov. 

The Right to Choose Any Lender

NSU's Preferred Lender Lists serve as a resource for students and families who wish to explore private lender options. Students are not required to use a lender from the preferred lender lists. NSU is required to certify loans from any eligible lender you select and will not deny, delay, or otherwise restrict certification based on your choice of a lender not listed on NSU's preferred lender lists.  (For a list of lenders that have previously provided private education loans to NSU students, please refer to our historical lender list.

NSU Preferred Lenders 

The above lenders were selected as the top-ranked lenders and are listed alphabetically for convenience. The order does not reflect a preference.

To learn more about these lenders and the specific terms of their private loan products, click the link below.

NSU Preferred Lenders

The lenders on NSU's preferred lender lists are not affiliated with one another or NSU.

NSU Code of Conduct

NSU Financial Aid staff must comply with NSU's Code of Conduct in all matters relating to education loans and the preferred lender lists. Prohibited activities include, but are not limited to, accepting gifts from any lender, guaranty agency, or loan servicer. For more information, please refer to NSU's Code of Conduct.   

Private Loan Self Certification Form

As part of the private education loan application process, federal regulations require borrowers to submit a Private Education Loan Applicant Self-Certification form to their lender before loan funds can be disbursed.

To complete this form you will need the following information:

Cost of Attendance (COA)

You will need your estimated COA for the loan period. This information is available on the bursar's website under 

• Tuition for Undergraduate Students
• Tuition for Graduate Students

Estimated Financial Assistance 

You will also need your estimated financial assistance (aid) for the loan period. To view your financial aid information:

1. Log in to SharkLink.

2. Access your financial aid widget and click "view award" to review your estimated financial aid for the applicable academic period.

For help accessing your account, refer to the step-by-step instructions for viewing your financial aid information in SharkLink. 

Remember: You do not need to submit this form to NSU.