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GRAD Plus Loan



  • Complete FAFSA
  • Must be enrolled at least half time
  • Annual maximum loan eligibility under the Federal Direct Subsidized and Federal Direct Unsubsidized Loan Program must be met
  • No annual or aggregate amounts, except student may not borrow more than the difference between the Cost of Attendance (COA) and other financial aid the student excepts to receive
  • Contingent upon credit approval
  • Must complete Master Promissory Note and Entrance Counseling prior to first disbursement
  • For more information, visit Federal Student Aid.

Interest Rates

  • Fixed interest rate of 9.08 percent for loans first disbursed on or after July 1, 2024, and before July 1, 2025
  • Fixed interest rate of 8.05 percent for loans first disbursed on or after July 1, 2023, and before July 1, 2024
  • Interest accrues as soon as the first disbursement is made.

Loan Fees

First Disbursement Date Loan Fee
On or after Oct. 1, 2023, and before Oct. 1, 2024 4.228 percent
On or after Oct. 1, 2022, and before Oct. 1, 2023 4.228 percent

Loan Limits

  • Maximum amount is cost of attendance minus any other financial aid the student receives; no minimum award amount.


Please visit for detailed information or contact the lender.

Apply for a Federal Direct Graduate PLUS Loan

  • Online PLUS Request Process available through the Department of Education. Students will need their FSA ID to log in to the Department of Education's secure site.
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