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Benefit RESOURCES - Quick Links
Our mission is to provide reliable information and expertise in a caring, professional, and confidential way to empower our fellow sharks, both active and retired, to make educated benefit decisions and maximize their utilization of available resources as they work toward physical, emotional, and financial well-being in their personal and professional lives.
Meet the team focused on helping you get the most out of your benefits!
Contact a member of the Benefits Team.
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Retirement Savings Account Options at NSU.
Resources for Employees Leaving Employment at NSU.
Requesting a Leave of Absence from NSU.
Worker's Compensation Works for You at NSU.
Employee Assistance Program for NSU Employees.
ICUBA Enrollment Portal Single Sign On.
Life Insurance and Disability Benefits at NSU.
Aflac Personal Insurance & LegalShield at NSU.
Tuition Waiver and Tuition Reduction at NSU.
Health Care Coverage provided by BlueCross BlueShield
NSU is able to offer the marketplace equivalent of gold level health care coverage that provides exceptional value. NSU employees and their families can rely on the affordable, high quality benefits available through our continued relationship with ICUBA.
Prospective employees can search the BlueCross BlueShield Provider directory by visiting www.myhealthtoolkitFL.com and clicking on the link labeled "Find a Doctor or Hospital".
The ALPHA PREFIX for NSU/ICUBA covered employees is "ICI" (eye-cee-eye).
Blue Distinction Provider Search
Preferred PPO Summary
Premier PPO Summary
Prescription Coverage provided by OptumRx
Prescription coverage is attached to health care and administered by OptumRx.
Enrollment in prescription coverage is automatic when selecting a health care plan at NSU, no additional enrollment is required.
Preferred Generic Prescriptions are filled at NO COST to NSU employees at the NSU Pharmacy.
Behavioral Health & Substance Abuse Coverage Provided by Aetna
Behavioral Health & Substance Abuse coverage is attached to health care and administered by Aetna.
Enrollment in Behavioral Health & Substance Abuse coverage is automatic when selecting a health care plan at NSU, no additional enrollment is required.
Aetna administers Behavioral Health & Substance Abuse coverage and the Employee Assistance Program (EAP)..
The ICUBAcares Program Helps Employees Minimize Out-Of-Pocket Expenses
When covered under the health care plan at NSU the following services are available at NO COST to employees and covered family members:
*Refer to your coverage summary or call the Essential Advocate for more information.
In addition to the services covered at 100%, NO DEDUCTIBLE is required before the following services are covered under the plan:
The BlueCross BlueShield Essential Advocate is available 24 hours, 7 days per week.
Registered nurses are available to provide assistance with health concerns, medication questions, appointment scheduling, cost and quality research, finding a provider, and so much more! If you need assistance in pre or post care planning.
Contact the Essential Advocate today by calling 888-521-2583.
Contact an ICUBAcares Pharmacist today by calling 877-286-3967.
NSU provides employees Enrolled in Health Care with a Health Reimbursement Arrangement account
The Health Reimbursement Arrangement or HRA account is provided to each employee enrolled in the ICUBA health care plan at NSU. An HRA can be used to offset out-of-pocket costs for certain medical, dental, and vision care expenses for covered members. HRA contributions begin at the end of your second month of participation in the ICUBA health care plan and continue every month you are enrolled. HRA account deposits:
File claims, check balances, and report lost or stolen ICUBA MasterCards online at http://icubabenefits.org using the single sign on feature.
For more information review the FSA and HRA plan document or the Benefits Handbook in the Benefit Resources - Quick Links Box
Flexible Spending Accounts can Help Minimize Out-Of-Pocket Expenses
Health Care Flexible Spending (HCFSA) and Dependent Care Flexible Spending (DCFSA) accounts are voluntary elections contributed to by employees based on annual elections.
Flexible Spending is a pre-tax deduction and offsets taxable income and is subject to the "use-it-or-lose-it" rule.
A full benefit year for Flexible Spending begins on April 1 and ends March 31 of the following year. Employees can continue to incur expenses on flexible spending elections until June 15 and must file any unclaimed expenses by June 30.
Flexible Spending benefit year example:
For more information review the FSA and HRA plan document in the Benefit Resources - Quick Links Box
Dental Coverage Provided by Humana
Visit Humana online at www.humana.com to register for access, search providers, and print temporary ID cards once enrolled.
Dental HMO (DHMO CS250) Plan
*If you do not select a dentist during your initial enrollment in the Dental HMO, or would like to change your dentist please contact Humana directly at 1-800-979-4760.
Preventive Plus PPO Plan
PPO High Dental Plan
Humana Dental Summary
Vision Coverage Provided by EyeMed
Visit EyeMed online at www.eyemed.com to register for access, search providers, and print temporary ID cards once enrolled.
There are two vision plans available to NSU employees through EyeMed.
Base Vision Plan
Enhanced (Buy-Up) Vision Plan
EyeMed Vision Summary
Resources for NSU Employees Approaching Medicare Eligibility
Employees choosing to remain on the NSU/ICUBA plan once they are eligible for Medicare Part B will not receive a penalty for enrolling after age 65. The NSU/ICUBA plan may provide a greater level of coverage at a more affordable cost, especially when the Health Reimbursement Arrangement (HRA) provided by NSU is factored in to the cost of coverage.
Medicare comes in four parts: A, B, C, and D. Medicare parts A and B are provided through the government and they are often referred to as “Original Medicare.” Together, they cover some of the basics like hospital stays and doctor visits. Most people need more coverage for things not covered by parts A and B, like prescription drug benefits. A summary of each part of Medicare and links to additional resources are provided below.
Medicare Part A is a fundamental component of Medicare. It covers services like hospital stays and hospice care and is free with enrollment when turning 65. Enrolling in Medicare Part A does not require enrollment in Part B as long as you are eligible and remain covered in the NSU/ICUBA health care plan. Enrollment in Medicare Part A is usually at no additional cost to eligible participants, for more information contact your local Social Security Office directly.
Medicare Part B pays 80% of approved charges for services like doctor visits and outpatient care. Enrolling in Part B is not required if you are eligible and remain covered under the NSU/ICUBA plan.
Medicare Part C, called Medicare Advantage, typically bundle parts A, B, and D but you will still need to add benefits like dental, vision, and hearing.
Medicare Part D is Medicare’s prescription drug program and an option most people choose to add to their Medicare coverage.
SHINE (Serving Health Insurance Needs of Elders) is a free program offered by the Florida Department of Elder Affairs and your local Area Agency on Aging. Specially trained volunteers can assist you with your Medicare, Medicaid, and health insurance questions by providing one-on-one counseling and information. SHINE services are free, unbiased, and confidential.
The Benefit Plan Year at NSU begins on April 1 and ends on March 31 the following year, deductible and out-of-pocket limits are reset annually on April 1.
The current Benefit Plan Year ends March 31, 2017.
New elections or election changes for medical, dental, vision, flexible spending, optional life insurance, Aflac, and LegalShield are made through the ICUBA Enrollment Portal at http://icubabenefits.org.
New employees must make elections or waive coverage within 30 days of their date of hire. Current employees experiencing a qualifying status change (life event) must request changes within 30 days of the event and upload documentation to their Employee File to support the change in status.
Dependent verification is required for dependent children, spouses, or domestic partners when being added to employee benefits through NSU/ICUBA. .