Dr. Kiran C. Patel College of Allopathic Medicine (NSU MD) 2023–2024 20 Financial Counseling NSU’s Office of Student Financial Assistance (OSFA) The main office of the OSFA is located on the first floor of the Horvitz Administration Building. There are also satellite offices in other locations, including the One-Stop Shop on the first floor of the Terry Building in the Health Professions Division. All financial aid and student accounts personnel are cross-trained, use common software, and are available to counsel any NSU undergraduate, graduate, or professional student seeking assistance. The OFSA web page (nova.edu/financialaid) provides information about the types of aid available and debt management strategies. All students who receive financial aid are required to complete one-on-one entrance and exit interviews with NSU’s financial aid staff members. Medical students are also expected to utilize the resources on financing their medical education that are available on the AAMC website (students-residents.aamc.org/financial-aid), including the MedLoans ® Organizer and Calculator, FIRST, SALT, and the Education Debt Manager. Sessions with students to review these resources will be provided by staff in the Office of Student Affairs. Types of aid There are several financial aid and scholarship options available to medical students, including: • Dean’s Scholarships: These awards are made to medical students who are Florida residents based on merit, financial need, and other considerations. They are renewed every year, if the student maintains satisfactory academic progress, and the scholarships are not repaid. • NSU MD Scholarships: These awards may be based on merit, financial need, and/or other considerations, and are not repaid. • External Grants and/or Scholarships: These are grants and scholarships awarded to students by outside agencies. • Federal Student Loans: These loans offer the option to defer repayment until after graduation or withdrawal from school. They are available to help meet students’ cost of attendance after grant and scholarship options have been exhausted. Federal Student Loans are considered a form of financial aid. See the web page of the Office of Student Financial Services (nova.edu /financialaid/graduate-professional/loans) for more information about the loans that are available to medical students. • Alternative (Private) Student Loans: Alternative student loans are credit based and available through multiple lending institutions. The terms of these loans can differ significantly from those of the Federal Loan Programs. Look at items such as deferment, forbearance, and repayment provisions to include what happens to the loan balance in the event of death or permanent disability. Tuition Refund Policy Voluntary Drop or Withdrawal 1. Students who withdraw from the university prior to the start of classes will receive a full refund, less nonrefundable fees.
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